Budget Better, Live Greater
Rashid Ali 
Best Tax Saving Schemes in India: As India’s economy grows towards a $5 trillion milestone by 2027, smart tax preparation is more important than ever in the financial landscape of September 2025. With the new tax regime offering 0% tax up to ₹12 lakh income and inflation at 2.07% as of August 2025, taxpayers are … Read more
How to Invest Small Amounts of Money in India: The idea that investing requires a large amount of capital is untrue in the changing financial landscape of September 2025, when consumer price inflation in India increased from 1.61% in July to 2.07% in August. Even ₹500 can start a road towards wealth development because digital … Read more
Good Debt vs Bad Debt Explained: As India’s economy accelerates towards a $5 trillion milestone by 2027, personal debt levels are also increasing as of September 2025. In the first quarter of 2025, household debt in India climbed to almost 42% of GDP, higher than in prior years due to increased borrowing for consumption, education, … Read more
Top Saving Accounts in India: Finding a savings account with attractive interest rates is essential for effectively increasing your wealth in the volatile financial environment of September 2025, when inflation is 2.07%. Although they offer consistency, traditional savings accounts from big banks like SBI or HDFC frequently lag with rates between 2.7 and 3.5%. Private … Read more
Daily Money Saving Hacks for Indian Millennials: Millennials, or those born between 1981 and 1996, are negotiating a world of rapid digital transformation, urban aspirations, and ongoing financial difficulties in September 2025 India’s dynamic yet difficult economic landscape. Everyday expenses are increasing due to consumer price inflation, which increased from 1.61% in July to 2.07% … Read more
10 Practical Tax Planning Strategies: It can be very difficult for small business owners in India to navigate the complicated tax system, particularly in light of the most recent changes from the Union Budget 2025. Effective tax planning is a strategic instrument to increase your bottom line, not merely a compliance task, given the rise … Read more
Top 5 Long-Term Investment: Starting early with long-term investing can make a huge difference in today’s fast-paced environment, where many millennials and Gen Zers have financial independence as a top priority. The investing options available to young adults in India, those between the ages of 18 and 35, are numerous and constantly changing. Adopting wise … Read more
Debt Snowball vs Debt Avalanche: Managing and repaying debts has become a major financial issue for millions of people in September 2025, where household debt has risen to an astounding 41.9% of GDP and the per capita debt per each borrower is ₹4.8 lakh (up from ₹3.9 lakh two years ago). With outstanding debts totalling … Read more
How to Save ₹10 Lakh Before 30 – The average fresher salary in India in September 2025 is between ₹3 lakh and ₹8 lakh per year, depending on the role and industry. Saving ₹10 lakh before turning 30 is not only a major objective, but also a game-changing strategy that can lay the groundwork for … Read more
Top 7 Digital Finance Tools: Understanding budgeting is crucial for beginners hoping to attain financial stability in the fast-paced financial environment of 2025 India, where inflation is predicted to be around 3.1% annually and urban living expenses in major cities like Bengaluru and Mumbai average ₹28,000–82,000 per month for singles and families, respectively. Since young … Read more