Budget Better, Live Greater
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Loan Repayment Made Easy: Loans are a lifeline for millions of Indians, whether it’s a housing loan to purchase a property in Mumbai, a personal loan to attend a wedding in Delhi, or a vehicle loan to get through Bangalore traffic. According to RBI forecasts, there would be over 100 million retail borrowers in India … Read more
Smart Saving Tips Every Indian Housewife Must Know: The hidden heroes of home finances in India are housewives, who skilfully manage tight budgets to provide for family necessities, finance holidays, and be ready for any emergency. The importance of housewives in saving money has never been greater, since economic studies estimate that there will be … Read more
Smart Ways to Budget Salary with EMIs Every Month: It’s not easy to manage a monthly pay cheque in India, particularly when Equated Monthly Instalments (EMIs) consume a large portion of your money. EMIs are a regular reality for millions of paid people, including teachers, government personnel, IT specialists, and private sector workers. They finance … Read more
Let AI Boost Your Tax Refund: The process of filing taxes in India can be confusing since there are dates to fulfil, papers to complete, and deductions to claim. According to CBDT predictions, there will be over 70 million taxpayers by 2025, and since tax regulations change every year, getting the most out of your … Read more
How to Invest in Index Funds without Risk: Investing might feel like a new adventure, particularly if you’re afraid about losing money. Index funds have been a popular option in India, where millions of people prioritise financial security due to their ease of use, cost, and relative steadiness. With over 70 million SIP accounts and … Read more
Refinancing Hacks for Low CIBIL Scores: When your CIBIL score is poor, getting a loan in India might seem like an uphill task. With an estimated 100 million retail borrowers by 2025 (according to RBI forecasts) and an increasing dependence on credit for crises, houses, and vehicles, a CIBIL score below 650 sometimes translates into … Read more
Smart Money Hacks for Indian Government Employees: Government positions in India are connected with stability, with benefits such as pensions, allowances, and work security. According to Ministry of Personnel projections, there would be more than 50 lakh central and state government workers by 2025, making up a sizeable portion of the workforce. Nevertheless, many people … Read more
Smart Budgeting for Women: Women in India are breaking down boundaries in many fields, including homemaking, entrepreneurship, and the workplace. However, many people continue to feel uneasy or marginalised when it comes to money management. Smart budgeting is an essential ability to have as, as of 2025, there will be over 400 million middle-class Indian … Read more
How to Use Section 80C for Tax Planning: If you’re new to handling your finances in India, tax planning may seem complicated. Due to growing expenses, people on salaries, small company owners, and even independent contractors are often searching for lawful ways to lower their tax obligations. Section 80C of the Income Tax Act, 1961, … Read more
SIP in Mutual Funds: If you’ve never managed money outside of a savings account, investing may seem like a difficult endeavour. Systematic Investment Plans (SIPs) in mutual funds have revolutionised investing for novices in India, where financial discipline is firmly ingrained but investment understanding is still in its infancy. SIPs are transforming the way Indians … Read more