Reliance Industries Result: A mainstay of the Indian stock market, Reliance Industries Limited (RIL) is the country’s largest conglomerate, encompassing the retail, telecom (Jio Platforms), oil-to-chemicals (O2C), and new energy industries. On July 18, 2025, RIL revealed its Q1 FY26 (April–June 2025) results. It reported revenue of ₹2,73,252 crore, up 6% YoY, and a consolidated net profit of ₹26,994 crore, up 78.3% YoY from ₹15,138 crore (Business Standard). The tremendous expansion of Jio Platforms and Reliance Retail, as well as one-time profits from stake sales like Asian Paints, have contributed to this impressive performance, which has raised hopes for future share price increase. This may result in capital gains for investors, especially beginners, who will need to employ smart tax planning techniques to optimise profits. This comprehensive overview examines RIL’s Q1 FY26 earnings, share price impact, important tax implications, and practical ways to reduce tax obligations and guarantee financial success in 2025.
RIL Q1 FY26 Earnings: Key Highlights
RIL’s Q1 FY26 results, which were reported on July 18, 2025, highlight the company’s diverse strength across several areas. The following are the main financial indicators:
- Consolidated Net Profit: ₹26,994 crore, up 39.1% sequentially from ₹19,407 crore in Q4 FY25 and 78.3% YoY from ₹15,138 crore in Q1 FY25.
- Revenue from Operations: Operational revenue increased 6% year over year to ₹2,73,252 crore from ₹2,57,823 crore.
- EBITDA: Strong results in Jio Platforms (18.8% revenue growth) and Reliance Retail (11.3%) drove the 36% YoY increase in EBITDA to ₹58,024 crore.
Key Segments:
- Jio Platforms: Digital services and new subscribers drove an 18.8% YoY increase in revenue.
- Reliance Retail: Reliance Retail has 19,952 outlets and 358 million customers, with a profit after tax (PAT) of ₹3,271 crore, up 28.3% year over year (Financial Express).
- Oil-to-Chemicals (O2C): Slight increases, influenced by macro volatility worldwide.
- Oil & Gas (E&P): Performance has slightly declined.
Other Income: Stake sales, such as Asian Paints, increased other income and helped fuel the profit boom (Economic Times).
Tax preparation is crucial for investors, even if the share price fell 6.95% annually to ₹1,476.40 as of July 18, 2025. However, the positive Q1 results indicate that there may be room for gain (Screener).
| Metric | Q1FY26 | Q1FY25 | Change(YoY) |
| Net Profit (₹crore) | 26,994 | 15,138 | +78.3% |
| Revenue (₹crore) | 2,73,252 | 2,57,823 | +6% |
| EBITDA (₹crore) | 58,024 | 42,748 | +36% |
| Share Price(₹) | 1,476.40 (July 18,2025) | – | -6.95%(1 year) |
The Significance of Tax Strategies After Earnings
RIL’s remarkable Q1 FY26 results, especially the 78.3% profit increase, point to possible share price growth that could result in investor capital gains. Although the share price is down 1.46% from ₹1,495 on July 11, 2025 to ₹1,476.40 on July 18, 2025, the high earnings will boost a comeback (Upstox). In India, both short-term and long-term capital gains are taxable, and careful planning can greatly lower your tax obligation. A further layer of tax planning would be added if future dividends were taxed at your income tax slab rate, even though none was announced in Q1 FY26. To keep more of your financial profits, beginners must comprehend these ramifications.
Capital Gains Tax in India
- Short-Term Capital Gains (STCG): Any profits from the sale of equity shares held for less than a year are subject to 15% tax.
- Long-Term Capital Gains (LTCG): Up to ₹1.25 lakh in profits from shares held for more than a year are tax-free; any excess gains are subject to 12.5% taxation without indexation.
- Dividend: Although no dividend was declared in Q1 FY26, dividends are taxed at the investor’s slab rate (for example, 5–30% + cess) (India.com).
Bonus Shares’ Effect
In FY25, RIL gave out a 1:1 bonus, increasing owners’ holdings at no extra expense. This lowers the cost per share, which has an impact on capital gains calculations. For example, a 1:1 bonus provides you 200 shares, bringing the cost per share down to ₹500 if you purchased 100 shares at ₹1,000 each (₹1,00,000 total). To prevent tax mistakes, the ₹2,00,000 gain from selling at ₹1,500 per share must be reported precisely.
Tax Strategies to Increase Profits
Take into account these five strategies to determine how to minimise your tax obligation on RIL investments:
1. Hold shares for more than 12 months
Gains from holding RIL shares for more than a year are considered LTCG and are subject to 12.5% tax on sums over ₹1.25 lakh, while STCG is taxed at 15%. The ₹1.25 lakh exemption can significantly decrease or eliminate taxes on minor gains.
For example, if you buy 100 RIL shares for ₹1,476.40 (₹1,47,640) and sell them at ₹1,800 (₹1,80,000) in July 2026, you will have made ₹32,360. If sold within 12 months, it is tax-free (within ₹1.25 lakh) as LTCG, saving ₹4,854 in comparison to 15% STCG tax.
2. Make Use of Harvesting Tax Losses
To offset RIL profits and lower taxable income, sell investments that are losing money. While long-term capital losses (LTCL) can offset LTCG, short-term capital losses (STCL) can negate both STCG and LTCG.
To reduce taxable gains to ₹30,000, for example, a ₹50,000 gain from RIL shares can be offset by a ₹20,000 loss from another stock. This results in savings of ₹2,500 (LTCG at 12.5%) or ₹3,000 (STCG at 15%).
3. Develop a Strategic Sales Plan
Plan the selling of your shares to avoid going over the ₹1.25 lakh LTCG exemption limit. To keep overall gains below this limit, sell RIL shares if you have additional LTCG.
Example: Sell RIL shares to realise ₹25,000 in gains with ₹1,00,000 in LTCG from other investments. This keeps the total LTCG at ₹1,25,000 (tax-free) and saves ₹3,125 in taxes.
4. Accurately calculate cost basis
For the FY25 1:1 bonus issue, modify your cost basis. A bonus doubles your shares to 200 from a purchase price of ₹1,000 each (₹1,00,000), bringing the cost per share down to ₹500. The ₹2,00,000 gain from selling at ₹1,500 must be accurately stated.
For example, if 200 shares are sold for ₹1,500 (₹3,00,000) and the cost basis is ₹1,00,000, the LTCG is ₹2,00,000. The remaining ₹75,000 is subject to 12.5% tax (₹9,375), whereas the first ₹1,25,000 is tax-free.
5. Prepare for Dividend Taxes
RIL has a history of paying dividends (e.g., ₹10 in FY24), even though no dividend was announced in Q1 FY26. Dividends are subject to your slab rate of taxation, which is 12.5% for an income of ₹10 lakh. To avoid penalties, accurately report them in your ITR.
For example, at a 12.5% slab rate, a ₹10,000 dividend results in ₹1,250 in taxes. To guarantee correct reporting, use tools such as ClearTax.
Financial Planning and Budgeting
To invest in RIL without financial stress, use these budgeting tips:
- 50/30/20 Rule: According to the 50/30/20 Rule, set aside 50% of income for necessities (like rent or EMIs), 30% for wants (like leisure), and 20% for investments or savings. Set aside ₹10,000 for investments and ₹1,000 to ₹2,000 for RIL (NerdWallet) for a monthly income of ₹50,000.
- Eliminate High-Interest Debt: Prior to investing, pay off credit card debt (20–40% interest), as debt expenses sometimes outweigh stock gains (~10–12%). Using a ₹50,000 credit card at 36% and paying ₹5,000 a month saves ₹18,000 a year (Financial Express).
- Create an Emergency Fund: To prevent selling shares in times of need, save three to six months’ worth of spending (₹1.5 to ₹3 lakh for ₹50,000 monthly expenses) in a high-yield savings account (Policybazaar).
- Track Expenses: By reducing non-essentials, you can save ₹500 to ₹1,000 per month by using applications like Money View to make sure investments meet your budget.
How to Make RIL Investments
- Create a Demat Account: Use digital KYC (PAN, Aadhaar, and bank information) to register with sites like Groww or Zerodha.
- Fund Your Account: Use net banking or UPI to transfer money.
- Search for RELIANCE: On NSE/BSE, use the ticker ‘RELIANCE’.
- Make a Purchase: For the current price, select a market order or a limit order (for example, ₹1,475).
- Track Performance: Keep an eye on the news and share price on Moneycontrol or Economic Times.
Frequently Asked Questions (FAQs)
1. Why are investors interested in RIL’s Q1 FY26 earnings?
Potential share price growth is indicated by the 78.3% profit surge to ₹26,994 crore, which could result in capital gains that need tax planning (Business Standard).
2. Which taxes are imposed on gains from RIL shares?
LTCG (over 12 months) is tax-free up to ₹1.25 lakh, after which it is subject to 12.5% tax (ClearTax); STCG (less than 12 months) is taxed at 15%.
3. What is the tax impact of the FY25 bonus issue?
When sold, it increases capital profits by lowering the cost per share. It is crucial to calculate the cost basis accurately (TaxGuru).
4. In Q1 of FY26, was a dividend declared?
Future dividends would be taxed at your slab rate, even when no dividend was declared (India.com).
5. How can I lower my tax obligation?
Plan sales within the ₹1.25 lakh exemption, use tax loss harvesting, hold shares for more than a year, and speak with a tax professional (ClearTax).
An Example from Real Life
Situation: Saniya, a 30-year-old Bengaluru professional who makes ₹50,000 a month, owns 100 RIL shares that she purchased at ₹1,000 apiece (₹1,00,000) before to the FY25 1:1 bonus. She currently has 200 shares at ₹500 a share.
- Action: She holds her shares for 13 months and anticipates a price increase following the Q1 FY26 results. She makes ₹2,60,000 LTCG when she sells for ₹1,800 (₹3,60,000). The remaining ₹1,35,000 is subject to 12.5% tax (₹16,875), whereas the first ₹1,25,000 is tax-free. She tracks her spending with Money View and files her ITR with ClearTax.
- Result: By holding for more than a year, Saniya keeps more of her ₹2,60,000 gain and saves ₹3,750 as opposed to a 15% STCG tax (₹39,000).
Conclusion
Reliance Industries’ development potential is demonstrated by its Q1 FY26 profits, which saw a 78.3% profit jump to ₹26,994 crore, which is projected to result in capital gains for investors. You can reduce your tax obligations by keeping shares for more than a year, using tax loss harvesting, carefully planning transactions, and precisely figuring your cost basis. To invest stress-free, start with a little investment through Groww or Zerodha, diversify with mutual funds, and control debt. To customise your tax plan, keep an eye on Moneycontrol updates and speak with a financial expert. To maximise your returns and safeguard your financial future in 2025, take action right away!
Disclaimer: This article is not intended to be financial or tax advice; rather, it is meant to be instructive. The performance and share price of Reliance Industries are subject to change, and previous performance does not ensure future results. Tax laws are subject to change and are dependent on specific circumstances. Before making decisions, speak with a knowledgeable tax or financial professional. Any losses resulting from activities based on this article are not the responsibility of the author or publisher.
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